Money saving for senior citizens

We Call Ourselves “Frugs”

Okay, maybe it is sort of corny.  Ken has always taken great pride in his frugal attitude.  Never one to make unnecessary expenditures and viewing thrift as a virtue.  Yvonne was trying to persuade him to splurge on something he was disinclined to spend on.  Looking for a slur to pin on him and with nothing coming to mind quickly, she made one up and called him a "Frug" - one who is dedicated to a frugal lifestyle (not to be confused with the dance we did in the '60's).   Now we all three proudly call ourselves Frugs and use our new word as a noun as in "I'm a Frug, are you a Frug?" or "Would a Frug buy that?".   We had fads in our youth; let's start a fad for our generation.  Let's be proud to be known as a Frug.   Read our article "Taking on the Frugal Senior Lifestyle" and join the movement.     ...[Read More]

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Frugal Gardening Tips

Who doesn't love the taste of home grown fruits and vegetables and who doesn't love the savings of growing your own.  While it is unlikely you will be able to completely eliminate the local grocer for some produce, a home garden can bring the joy of good eats along with saving you cash. Sister Frug (a widow) is fortunate to have four raised beds in her back yard.  "It makes sense to utilize them to the fullest and grow some of the vegetables that I enjoy most. However, buying starter plants has become the most expensive part of growing  my own food. So, I've decided that I should grow my own from seeds, and with that, I can ensure that they are not genetically modified, which is highly important to me these days." Here are Sister Frug's best ideas to avoid spending a chunk on the garden in order to save money at the grocery store.  Her goal is good food, at low prices, homegrown ...[Read More]

Discover Life as a Frugal Senior

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What is your version of frugal?

"If saving money is wrong, I don't want to be right."  William Shatner Some hear the word "frugal" and think stingy, cheap, miserly.  We prefer to think along the lines of "a penny saved is a penny earned." We see ourselves as being wise stewards of the resources we have available, money ...[Read More]

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Taking on the Frugal Senior Lifestyle

As more than 10,000 baby boomers retire every single day, many new vistas now present themselves; some as welcome challenges, some not so much.  The median income for those age 65 and older was $25,757 in 2010, according to a Social Security Administration report.   While we suspect that most of ...[Read More]

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Money saving for senior citizens

We Call Ourselves “Frugs”

Okay, maybe it is sort of corny.  Ken has always taken great pride in his frugal attitude.  Never one to make unnecessary expenditures and viewing thrift as a virtue.  Yvonne was trying to persuade him to splurge on something he was disinclined to spend on.  Looking for a slur to pin on him and with…[Read More]

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Sharing the Love for Less

Valentine’s Day, an opportunity to pause and let those you love know it, whether that be a spouse or lover or family and friends.   While the retailers would love to see us spend the average $110 per person, the Frugs look for ways to share the love while spending much less. Creativity is our…[Read More]

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Save When Eating Out

Cooking at home is standard frugal practice.  Still, we all will dine out at least now and then.  Travel, special occasions, convenience, a yearning for ethnic foods – there is a good long list of times when we will be eating out. Here are some tips for saving when eating out. Many restaurants offer senior…[Read More]

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Saving Money 101: Reduce Waste

Reducing waste is the easiest way to save money and is the hallmark of the frugal lifestyle. From the American Heritage Dictionary:  waste – to use, consume, spend or expend thoughtlessly or carelessly.   The articles on this blog are aimed at helping you locate specific areas to reduce waste.   From an overall view,…[Read More]

Category of the Week

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Sister Frug loves this Super Frugal Shampoo

Some money savings are big – like reducing your housing expense.  Some savings are much smaller in the big scheme of things – like finding an alternative to traditional shampoo products.  Looking for savings where ever we can find them is what makes us Frugs and creates the frugal living mindset. A quick look at…[Read More]